By Martindale Admin | Published May 19, 2014 | |
In these times, even a brief financial setback can trigger serious problems that threaten your ability to make mortgage payments. As you work to get back on your feet, the last thing you need is to worry about losing your house to your lender. The experienced attorneys at DebtStoppers help keep the dream of home ownership alive for clients across Georgia through skillful negotiation and determined advocacy.
If you’ve been notified of a default, you might not have much time under state law to defend yourself. With locations in Atlanta, Lithonia, Stockbridge and College Park, our dedicated lawyers can give you the immediate help you need to keep your home.
Even if you don’t have the ability to pay what you owe right now, there’s no need to walk away. By consulting with a qualified foreclosure defense lawyer, you can learn about legal options that you might not have considered.
One potential solution is Chapter 13 bankruptcy, which allows you to halt an ongoing foreclosure and restructure your mortgage payments so that they fit your budget.
Georgia is a nonjudicial foreclosure state, which means that lenders are not required to obtain court approval before they foreclose upon a home. Once a property owner misses a mortgage payment, a financial institution can send and publish a notice of intent to foreclose.
Known as a power of sale proceeding, this gives the homeowner as little as 30 days to remedy the situation before a sale occurs in front of the local courthouse. Under this fast-paced system, it’s critical to find an attorney who can jump right in and find creative, effective options to your mortgage or property tax concerns.
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"Debtstoppers is a great firm! The customer service was too notch and their lawyers really cared!" - J.S.
Money troubles that put you and your loved ones in jeopardy affect Americans of every demographic and income level. There’s no reason to be embarrassed or discouraged about your situation. Our firm has given individuals and families the advice and advocacy they need to overcome the toughest mortgage problems. We can give you the legal support you need to avoid foreclosure.